We assist clients looking for $25,000 or more in funding
Your Trusted Funding Advisors for Every Credit Score
Whether you're a Startup, Investor, Established Business, or Planning an Acquisition—We're Here to Help!
- Startup Loans $25,000-$250,000
- Advances $25,000-$500,000
- Lines of Credit up to $1M
- Equipment Funding $25,000-$5M
- SBA 7a $50,000-$5M
- Business Credit Cards $25,000-$250,000
We Provide a Range of Business Funding Solutions
We Assist in Securing Funding for these Purposes
Expansion
Looking to develop or initiate your business regionally or nationwide? We can provide the help you need.
Equipment
Looking to buy equipment for $25,000 or more? We offer tailored programs to assist you.
Upgrades
Ready to elevate your appearance, venue, or brand? We can turn that aspiration into reality.
Inventory
Could expanding your product range help you reach new heights? Let’s boost your revenue together.
Large Purchase
Need to acquire something substantial for your business but prefer not to impact your cash flow?
Consolidation
Do you have several MCAs that are affecting your bottom line? In some instances.
Ready to Discuss Your Needs with a Funding Expert?
Just to remind you: We Do NOT pull your credit hard for offers or charge any upfront fees. After completing our form, a funding expert will reach out to schedule a call that suits your schedule.
Let’s Take a Detailed Look at Our Funding Programs
Business Startup Loans
Whether you’re pre-revenue, just starting to generate revenue, or have been in business for less than two years, a startup loan could be the ideal solution for your needs.
With terms ranging from two to seven years and monthly payments, you can enjoy the peace of mind that comes with a lower, more manageable payment as your business grows.
Our startup loan program is available for U.S. citizens with good to excellent credit.
What Are the Qualifications You Need?
Credit Score Criteria
Verifiable Income
Required Documents
Credit Score Criteria
We collaborate with lenders that utilize Experian, Equifax, and TransUnion scores based on the FICO8 model. Most lenders require a credit score of 650 or higher to qualify for funding.
For optimal results, maintain a clean credit history, have three or more open accounts, and possess at least five years of credit history.
Verifiable Income
If you have a credit score of 700 or higher, you may qualify for a no-doc loan and business credit cards, which require minimal documentation.
For our other funding programs, you will need to provide proof of identity and income, and lenders typically prefer a soft pull for offers.
Required Documents
With a credit score of 700 or above, you might qualify for a no-documentation loan and business credit cards, which require very little paperwork.
For our other funding options, you’ll need to submit proof of identity and income, and lenders typically prefer to conduct a soft credit pull for offers.
Business Funding Advances
When business owners face credit challenges, traditional banks may not be the answer. Most banks, including credit unions and the SBA, require owners to have a credit score of 680 or higher.
So, where can you turn for funding when you need it? Consider business advances!
Business owners who have been operating for at least three months, generate $10,000 in monthly revenue, and have a FICO score of 500 or above can secure funding based on their revenue.
What Are the Qualifications You Need?
Credit Score Criteria
Verifiable Income
Required Documents
Credit Score Criteria
We partner with lenders that utilize Experian, Equifax, and TransUnion scores based on the FICO8 model. Most lenders require a credit score of 500 or higher to qualify for funding.
Even if you have collections, charge-offs, or a bankruptcy, you can still be approved through this program.
Verifiable Income
Because funding is determined by your revenue, we prefer to partner with clients earning at least $10,000 each month.
Your funding approval will be capped at twice your monthly revenue.
Required Documents
To qualify, lenders will need you to complete an application and submit three to six months of bank statements, tax returns (for funding requests exceeding $50,000), proof of identity, and financial statements for amounts over $100,000.
Business Credit Lines
Are you a business seeking a revolving line of credit that allows you to access funds at any time for any purpose without the need to apply and wait for approval?
Once approved, you’ll receive access to a portal where you can draw money instantly.
Additionally, a business line of credit offers this benefit and reports to your business credit.
What Are the Qualifications You Need?
Credit Score Criteria
Verifiable Income
Required Documents
Credit Score Criteria
Our lenders require a credit score of 650 or higher from all business owners and mandate 100% ownership on the application.
Possessing strong business credit will enhance your chances of approval.
Verifiable Income
To qualify, lenders will look for revenue exceeding $25,000 per month and a minimum average daily balance of $5,000. You’ll also need to provide evidence of at least ten deposits per month.
Required Documents
You will be required to provide bank statements, a tax return, proof of identity, and, based on the funding amount, financial records.
Equipment Financing
Is your business looking to upgrade, replace, or expand its equipment? Our equipment loan program provides a loan with monthly payments and terms of up to seven years.
Moreover, our equipment loan program allows you to obtain additional funding without the concern of a decline based on recent funding!
What Are the Qualifications You Need?
Credit Score Criteria
Verifiable Income
Required Documents
Credit Score Criteria
To qualify, lenders prefer that each business owner has a FICO score of at least 600.
Charge-offs and collections will not greatly affect your approval likelihood.
Conversely, if your business credit is poor, you may find it challenging to get approved.
Verifiable Income
You need a minimum net profit of $35,000, and for more expensive equipment, a larger profit may be required. Higher profits can lead to higher equipment approval amounts.
If you report a loss on your taxes, you won’t be eligible for this program.
Required Documents
To obtain approval, lenders will ask for an invoice from a U.S. vendor for equipment costing $25,000 or more. Additionally, you will need to submit bank statements and, in some cases, financial records.
Business Financing Cards
Looking to take advantage of 0% offers and funding through your business profile? This program can help.
Due to changes in business credit, many credit cards now require a personal guarantee (PG); however, the key benefit is that you can secure large approvals without having to show your income.
What Are the Qualifications You Need?
Credit Score Criteria
Verifiable Income
Required Documents
Credit Score Criteria
While lenders generally prefer a credit score of 700+, some may accept profiles with scores starting at 680.
It’s important to maintain a clean credit history, keep your utilization under 40%, and have a diverse mix of open revolving lines.
Verifiable Income
Typically, lenders do not set a minimum revenue threshold.
Required Documents
To qualify, you must have an EIN and an LLC or Corporation registered with the Secretary of State.
Be aware that some lenders may impose additional requirements.
What Are Our Funding Options for Non-Business Needs?
We Present the Following Options for Personal Funding
- Personal Loans $25,000-$250,000
- Debt Consolidation $25,000-$250,000
- Personal Credit Cards $25,000-$250,000
We Help You Access Funding for These Specific Reasons
01.
Do you have credit card or personal debt that you’d like to lower the payment or APR on.
02.
Looking to make a substantial purchase over $25,000? We offer options for monthly payments.
03.
Whether you’re looking at stocks, launching a new business, investing in one, or acquiring real estate.
Ready to Discuss Your Needs with a Funding Expert?
Just to remind you: We Do NOT pull your credit hard for offers or charge any upfront fees. After completing our form, a funding expert will reach out to schedule a call that suits your schedule.
Personal Loans
Are you in need of funding for a major expense, launching a business, or personal purposes? We offer flexible terms ranging from two to seven years, with affordable monthly payments. Our personal loan solutions are available for U.S. citizens with good and great credit.Are you in need of funding for a major expense, launching a business, or personal purposes? We offer flexible terms ranging from two to seven years, with affordable monthly payments. Our personal loan solutions are available for U.S. citizens with good and great credit.
What Are the Qualifications You Need?
We collaborate with lenders that utilize the FICO8 scoring model from Experian, Equifax, and TransUnion. Generally, a minimum score of 650 is needed to qualify for funding with most lenders.
To maximize your chances of approval, maintain a spotless credit history, hold three or more active credit lines, and ensure you have at least five years of credit history.
Most lenders assess your pay stubs or tax returns to evaluate your funding eligibility. Generally, the higher your income, the more funding you can secure.
To enhance your chances of approval, it’s advisable to have an adjusted gross income of $50,000 or more.
If you have a credit score of 700 or higher, you might be eligible for a no-doc loan and business credit cards, which require minimal documentation.
For our alternative funding programs, you will need to submit proof of identity and income, and lenders typically prefer a soft credit inquiry for offers.
Debt Consolidation
Do you have credit card debt or other debts exceeding $25,000 and wish to consolidate them into a single monthly payment or reduce your payments? This program is perfect for you.
You can secure a term ranging from two to seven years, with a manageable monthly payment.
What Are the Qualifications You Need?
We partner with lenders who utilize the FICO8 scoring model from Experian, Equifax, and TransUnion. Typically, a credit score of 650 or higher is necessary to qualify for funding.
To improve your chances of approval, aim to maintain a clear credit history, with three or more active credit lines and a minimum of five years of credit history.
Most lenders will examine your pay stubs or tax returns to assess your funding eligibility. Generally, the higher your income, the greater the funding you can qualify for.
To increase your chances of approval, it’s advisable to have an adjusted gross income of at least $50,000.
If you have a credit score of 700 or above, you may be eligible for a no-doc loan and business credit cards, which require minimal documentation.
For our other funding options, you will need to provide proof of identity and income, and lenders generally prefer a soft credit inquiry for offers.
Lines of Credit
Ready to access the 0% financing you’ve been hearing about online? You’ve come to the right place.
Our experts can combine multiple credit card offers, most of which come with 0% interest, to help you secure capital of up to $150,000.
What Are the Qualifications You Need?
Lenders prefer to see a credit score of 680 or above on the FICO8 model from Experian, TransUnion, and Equifax.
To qualify, your credit should be in good standing, with no more than four inquiries, a utilization rate under 40%, and a robust mix of open revolving credit accounts.
Most lenders do not mandate a minimum revenue requirement.
The documentation required is minimal; you only need to provide proof of identity, your mailing address, date of birth, and Social Security Number (SSN).
CLIENT'S REVIEWS
What Our Clients Say About Our Experts
I was looking for funding to help me transition out of my corporate job, and within a week, I received approval and funding of $115,000 with manageable monthly payments.
After making the decision to go full-time in my business and leave behind my six-figure job, I secured $150,000 in funding to support my transition and business growth.
I sought funding and secured a $90,000 commercial loan in under a week, all without impacting my personal debt-to-income ratio.
When we needed new equipment for our sixth location, we secured a $137,000 equipment loan and were able to open our doors just a few weeks later.
I needed funding for my garage door business, but a bankruptcy on my record led banks to turn me down. Here, though, I was approved for $97,000 with a single-digit APR and affordable monthly payments.
Six months into starting our liquidation business, we needed a cash injection, but our bank declined. Just a week later, we got approved and received $250,000 in funding.
I wanted access to 0% interest credit lines for my e-commerce business, and within three weeks, I secured $163,000
As a first-time applicant, our e-commerce company needed a line of credit, and we successfully secured $50,000 with an 18-month term.
Having never borrowed money before, I was quite nervous, but the team was incredibly helpful and informative. In the end, I secured $47,000 to launch my e-commerce business.
I aimed to launch my own plumbing business and needed funding to get started. Within just eight days, I secured $125,000.
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FREQUNETLY ASKED QUESTIONS
No, we are a marketplace that offers a diverse array of funding products. Unlike banks that typically provide only one or two options for individuals with excellent credit, we cater to a variety of needs and accept all types of credit and income profiles.
We DO NOT impose any upfront or application fees. Only our startup, debt consolidation, personal loan, and credit card programs have a 10% back-end fee, which is payable after you have been fully funded.
We utilize a soft pull system to protect your credit during the approval and funding process. A hard inquiry will only occur at the time of funding.
Most programs do require a personal guarantee (PG). However, programs such as business advances DO NOT necessitate a personal guarantee. Please note that if you default on these, you will still be responsible for repayment.
This is a commonly misunderstood topic. Yes, you can obtain business credit cards using your EIN; however, your SSN will also be considered, and a personal guarantee (PG) will likely be required for funding.
Ready to Discuss Your Needs with a Funding Expert?
Just to remind you: We Do NOT pull your credit hard for offers or charge any upfront fees. After completing our form, a funding expert will reach out to schedule a call that suits your schedule.
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